{"id":5385,"date":"2024-11-27T01:30:18","date_gmt":"2024-11-27T01:30:18","guid":{"rendered":"https:\/\/afusion.ai\/?p=5385"},"modified":"2025-08-08T04:37:37","modified_gmt":"2025-08-08T04:37:37","slug":"real-time-payments-rtp-impacts-account-payables-process-ap","status":"publish","type":"post","link":"https:\/\/afusion.ai\/vi\/real-time-payments-rtp-impacts-account-payables-process-ap\/","title":{"rendered":"T\u00e1c \u0110\u1ed9ng Thanh To\u00e1n Th\u1eddi Gian Th\u1ef1c (RTP) Trong C\u00e1c Kho\u1ea3n Ph\u1ea3i Tr\u1ea3 (AP)"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"5385\" class=\"elementor elementor-5385\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba01c65 e-flex e-con-boxed e-con e-parent\" data-id=\"ba01c65\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efd374b elementor-widget elementor-widget-heading\" data-id=\"efd374b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">T\u00e1c \u0110\u1ed9ng Thanh To\u00e1n Th\u1eddi Gian Th\u1ef1c (RTP) Trong C\u00e1c Kho\u1ea3n Ph\u1ea3i Tr\u1ea3 (AP)<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-458ae9d e-flex e-con-boxed e-con e-parent\" data-id=\"458ae9d\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7ec2901 e-con-full e-flex e-con e-child\" data-id=\"7ec2901\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a3ff62 elementor-widget elementor-widget-text-editor\" data-id=\"2a3ff62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<span style=\"font-weight: 400;\">The evolution of <a style=\"color: #009b4a;text-decoration:underline;\" target=\"_blank\" rel=\"noopener\"href=\"https:\/\/afusion.ai\/vi\/real-time-payments-rtp-impacts-account-payables-process-ap\/\">real time payments<\/a> (RTP) represents a major shift in business financial processes, especially in Accounts Payable (AP). RTP not only offers the benefit of instant payment, but also enhances transparency, accuracy, and efficiency in cash flow management. As companies increasingly adopt RTP over traditional payment methods, they are optimizing their payment processes, reducing errors, and mitigating the risks associated with delayed payments. RTP&#8217;s ability to streamline cash flow and payment efficiency has led many businesses to view it as a necessary innovation in modern financial management.<\/span>\n\n<span style=\"font-weight: 400;\">\n<\/span><span style=\"font-weight: 400;\">Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, ch\u00fang ta s\u1ebd t\u00ecm hi\u1ec3u v\u1ec1 RTP v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a thanh to\u00e1n th\u1eddi gian th\u1ef1c \u0111\u1ed1i v\u1edbi c\u00e1c quy tr\u00ecnh AP. Th\u1ea3o lu\u1eadn v\u1ec1 c\u00e1ch c\u00e1c c\u00f4ng ty c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u00f4ng ngh\u1ec7 n\u00e0y \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i th\u1ebf chi\u1ebfn l\u01b0\u1ee3c.<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0dd30bb e-flex e-con-boxed e-con e-parent\" data-id=\"0dd30bb\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2387eef e-con-full e-flex e-con e-child\" data-id=\"2387eef\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a9e166 elementor-widget elementor-widget-heading\" data-id=\"1a9e166\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Thanh to\u00e1n th\u1eddi gian th\u1ef1c (RTP) l\u00e0 g\u00ec?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42b4949 elementor-widget elementor-widget-text-editor\" data-id=\"42b4949\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">(m\u1ed9t t\u1ed5 ch\u1ee9c v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng RTP \u1edf Hoa K\u1ef3), RTP l\u00e0 h\u1ec7 th\u1ed1ng cho ph\u00e9p chuy\u1ec3n ti\u1ec1n ngay l\u1eadp t\u1ee9c gi\u1eefa c\u00e1c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng trong th\u1eddi gian th\u1ef1c, b\u1ea5t k\u1ec3 th\u1eddi gian trong ng\u00e0y hay ng\u00e0y trong tu\u1ea7n. <\/span><a href=\"https:\/\/www.theclearinghouse.org\/payment-systems\/articles\/2019\/05\/05-20-19-mastercard-podcast-rtp-misconceptions\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Theo The Clearing House (TCH) .<\/span><\/a><span style=\"font-weight: 400;\">H\u1ec7 th\u1ed1ng RTP ho\u1ea1t \u0111\u1ed9ng li\u00ean t\u1ee5c 24\/7, gi\u00fap gi\u1ea3i quy\u1ebft c\u00e1c h\u1ea1n ch\u1ebf c\u1ee7a c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n truy\u1ec1n th\u1ed1ng nh\u01b0 chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng qua h\u1ec7 th\u1ed1ng ACH, v\u1ed1n c\u00f3 th\u1ec3 m\u1ea5t \u0111\u1ebfn m\u1ed9t ng\u00e0y ho\u1eb7c h\u01a1n \u0111\u1ec3 ho\u00e0n t\u1ea5t.<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">H\u1ec7 th\u1ed1ng RTP \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf kh\u00f4ng ch\u1ec9 \u0111\u1ec3 h\u1ed7 tr\u1ee3 vi\u1ec7c chuy\u1ec3n ti\u1ec1n m\u00e0 c\u00f2n \u0111i k\u00e8m v\u1edbi d\u1eef li\u1ec7u v\u00e0 th\u00f4ng tin giao ti\u1ebfp, gi\u00fap n\u00e2ng cao tr\u1ea3i nghi\u1ec7m thanh to\u00e1n cho c\u1ea3 ng\u01b0\u1eddi g\u1eedi v\u00e0 ng\u01b0\u1eddi nh\u1eadn. T\u00ednh n\u0103ng n\u00e0y \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p qu\u1ea3n l\u00fd c\u00e1c kho\u1ea3n ph\u1ea3i tr\u1ea3 (AP), v\u00ec n\u00f3 cho ph\u00e9p qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n t\u1ed1t h\u01a1n, \u0111\u1ed1i chi\u1ebfu ngay l\u1eadp t\u1ee9c, v\u00e0 t\u0103ng c\u01b0\u1eddng t\u00ednh minh b\u1ea1ch trong su\u1ed1t qu\u00e1 tr\u00ecnh thanh to\u00e1n.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fecf80e e-flex e-con-boxed e-con e-parent\" data-id=\"fecf80e\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c518b6e e-con-full e-flex e-con e-child\" data-id=\"c518b6e\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2d78f9 elementor-widget elementor-widget-heading\" data-id=\"f2d78f9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">S\u1ef1 gia t\u0103ng c\u1ee7a thanh to\u00e1n th\u1eddi gian th\u1ef1c (RTP) trong thanh to\u00e1n B2B<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17fe46b elementor-widget elementor-widget-image\" data-id=\"17fe46b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/afusion.ai\/wp-content\/uploads\/2024\/11\/Real-time-payment-trend-RTP.jpg\" class=\"attachment-full size-full wp-image-5425\" alt=\"\" srcset=\"https:\/\/afusion.ai\/wp-content\/uploads\/2024\/11\/Real-time-payment-trend-RTP.jpg 1000w, https:\/\/afusion.ai\/wp-content\/uploads\/2024\/11\/Real-time-payment-trend-RTP-300x200.jpg 300w, https:\/\/afusion.ai\/wp-content\/uploads\/2024\/11\/Real-time-payment-trend-RTP-768x512.jpg 768w, https:\/\/afusion.ai\/wp-content\/uploads\/2024\/11\/Real-time-payment-trend-RTP-18x12.jpg 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c6966 elementor-widget elementor-widget-text-editor\" data-id=\"c9c6966\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In the world of B2B (business-to-business) transactions, real time payments (<\/span><span style=\"font-weight: 400;\">\u0111ang ch\u1ee9ng ki\u1ebfn \u200b\u200bs\u1ef1 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng thanh to\u00e1n th\u1eddi gian th\u1ef1c (RTP). S\u1ef1 thay \u0111\u1ed5i n\u00e0y th\u00f4i th\u00fac b\u1edfi nhu c\u1ea7u v\u1ec1 c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7u qu\u1ea3, minh b\u1ea1ch v\u00e0 an to\u00e0n h\u01a1n. Khi c\u00e1c doanh nghi\u1ec7p t\u00ecm c\u00e1ch t\u1ed1i \u01b0u h\u00f3a ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00ecnh, s\u1ee9c h\u1ea5p d\u1eabn c\u1ee7a RTP n\u1eb1m \u1edf kh\u1ea3 n\u0103ng cung c\u1ea5p chuy\u1ec3n ti\u1ec1n ngay l\u1eadp t\u1ee9c, \u0111\u00e2y l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 thay \u0111\u1ed5i cu\u1ed9c ch\u01a1i \u0111\u1ec3 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 linh ho\u1ea1t v\u1ec1 t\u00e0i ch\u00ednh.<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Thanh to\u00e1n B2B (gi\u1eefa doanh nghi\u1ec7p v\u1edbi doanh nghi\u1ec7p) \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n s\u1ebd l\u00e0 c\u01a1 h\u1ed9i t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd nh\u1ea5t cho RTP. Trong k\u1ecbch b\u1ea3n t\u0103ng tr\u01b0\u1edfng th\u1eadn tr\u1ecdng, <\/span><a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/financial-services-industry-predictions\/2023\/fsi-b2b-real-time-payments-predictions.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Deloitte<\/span><\/a><span style=\"font-weight: 400;\"> d\u1ef1 \u0111o\u00e1n r\u1eb1ng RTP c\u00f3 th\u1ec3 thay th\u1ebf 18,9 ngh\u00ecn t\u1ef7 USD thanh to\u00e1n B2B qua h\u1ec7 th\u1ed1ng ACH v\u00e0 s\u00e9c t\u1ea1i M\u1ef9 v\u00e0o n\u0103m 2028. Trong k\u1ecbch b\u1ea3n t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd, con s\u1ed1 n\u00e0y c\u00f3 th\u1ec3 \u0111\u1ea1t t\u1edbi 37,0 ngh\u00ecn t\u1ef7 USD. Nguy\u00ean nh\u00e2n n\u1eb1m \u1edf kh\u1ea3 n\u0103ng m\u00e0 RTP mang l\u1ea1i trong vi\u1ec7c c\u1ea3i thi\u1ec7n t\u1ed1c \u0111\u1ed9, hi\u1ec7u qu\u1ea3, v\u00e0 minh b\u1ea1ch trong giao d\u1ecbch gi\u1eefa c\u00e1c doanh nghi\u1ec7p.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-baa9ffc e-flex e-con-boxed e-con e-parent\" data-id=\"baa9ffc\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-50b817e e-con-full e-flex e-con e-child\" data-id=\"50b817e\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff2a062 elementor-widget elementor-widget-heading\" data-id=\"ff2a062\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits of RTP for Businesses<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c6276 elementor-widget elementor-widget-heading\" data-id=\"c7c6276\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n linh ho\u1ea1t h\u01a1n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d5ac24 elementor-widget elementor-widget-text-editor\" data-id=\"8d5ac24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">RTP cung c\u1ea5p c\u00e1i nh\u00ecn t\u1ee9c th\u1eddi v\u1ec1 d\u00f2ng ti\u1ec1n, gi\u00fap doanh nghi\u1ec7p hi\u1ec3u r\u00f5 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh t\u1ea1i b\u1ea5t k\u1ef3 th\u1eddi \u0111i\u1ec3m n\u00e0o. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p h\u1ecd \u0111i\u1ec1u ch\u1ec9nh nhanh ch\u00f3ng \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c nhu c\u1ea7u t\u00e0i ch\u00ednh \u0111\u1ed9t xu\u1ea5t ho\u1eb7c t\u1ed1i \u01b0u h\u00f3a s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n cho c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 quan tr\u1ecdng. Vi\u1ec7c n\u1eafm b\u1eaft ch\u00ednh x\u00e1c d\u00f2ng ti\u1ec1n gi\u00fap doanh nghi\u1ec7p duy tr\u00ec thanh kho\u1ea3n \u1ed5n \u0111\u1ecbnh v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro thi\u1ebfu h\u1ee5t t\u00e0i ch\u00ednh.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-690deb6 elementor-widget elementor-widget-heading\" data-id=\"690deb6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">T\u1ed1i \u01b0u h\u00f3a chi ph\u00ed v\u1edbi chi\u1ebft kh\u1ea5u thanh to\u00e1n s\u1edbm<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b13ce8 elementor-widget elementor-widget-text-editor\" data-id=\"0b13ce8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">V\u1edbi kh\u1ea3 n\u0103ng x\u1eed l\u00fd t\u1ee9c th\u00ec, RTP cho ph\u00e9p doanh nghi\u1ec7p thanh to\u00e1n h\u00f3a \u0111\u01a1n nhanh ch\u00f3ng, t\u1eadn d\u1ee5ng t\u1ed1i \u0111a c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh chi\u1ebft kh\u1ea5u t\u1eeb nh\u00e0 cung c\u1ea5p. C\u00e1c kho\u1ea3n gi\u1ea3m gi\u00e1 n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed \u0111\u00e1ng k\u1ec3 m\u00e0 c\u00f2n c\u1ea3i thi\u1ec7n l\u1ee3i nhu\u1eadn, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh chi\u1ebfn l\u01b0\u1ee3c kh\u00e1c.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c27028 elementor-widget elementor-widget-heading\" data-id=\"8c27028\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lo\u1ea1i b\u1ecf r\u1ee7i ro thanh to\u00e1n tr\u1ec5\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eda042d elementor-widget elementor-widget-text-editor\" data-id=\"eda042d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Thanh to\u00e1n ch\u1eadm c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn ph\u00ed ph\u1ea1t v\u00e0 l\u00e0m suy y\u1ebfu m\u1ed1i quan h\u1ec7 kinh doanh. RTP lo\u1ea1i b\u1ecf ho\u00e0n to\u00e0n r\u1ee7i ro n\u00e0y b\u1eb1ng c\u00e1ch \u0111\u1ea3m b\u1ea3o thanh to\u00e1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u0111\u00fang h\u1ea1n, b\u1ea5t k\u1ec3 ng\u00e0y ngh\u1ec9 hay cu\u1ed1i tu\u1ea7n. \u0110i\u1ec1u n\u00e0y gi\u00fap doanh nghi\u1ec7p tr\u00e1nh chi ph\u00ed ph\u00e1t sinh kh\u00f4ng c\u1ea7n thi\u1ebft v\u00e0 c\u1ee7ng c\u1ed1 uy t\u00edn t\u00e0i ch\u00ednh tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aec7d39 elementor-widget elementor-widget-heading\" data-id=\"aec7d39\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">X\u00e2y d\u1ef1ng quan h\u1ec7 \u0111\u1ed1i t\u00e1c b\u1ec1n v\u1eefng v\u1edbi nh\u00e0 cung c\u1ea5p<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a29fd13 elementor-widget elementor-widget-text-editor\" data-id=\"a29fd13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Thanh to\u00e1n nhanh v\u00e0 \u0111\u00fang h\u1ea1n t\u1ea1o ra s\u1ef1 tin c\u1eady v\u00e0 thi\u1ec7n ch\u00ed t\u1eeb ph\u00eda nh\u00e0 cung c\u1ea5p. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap duy tr\u00ec chu\u1ed7i cung \u1ee9ng \u1ed5n \u0111\u1ecbnh m\u00e0 c\u00f2n m\u1edf ra c\u01a1 h\u1ed9i nh\u1eadn \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i nh\u01b0 gi\u00e1 t\u1ed1t h\u01a1n, \u0111i\u1ec1u kho\u1ea3n linh ho\u1ea1t, ho\u1eb7c \u01b0u ti\u00ean trong x\u1eed l\u00fd \u0111\u01a1n h\u00e0ng. Trong b\u1ed1i c\u1ea3nh chu\u1ed7i cung \u1ee9ng d\u1ec5 b\u1ecb gi\u00e1n \u0111o\u1ea1n, m\u1ed1i quan h\u1ec7 ch\u1eb7t ch\u1ebd v\u1edbi nh\u00e0 cung c\u1ea5p tr\u1edf th\u00e0nh l\u1ee3i th\u1ebf c\u1ea1nh tranh quan tr\u1ecdng. RTP kh\u00f4ng ch\u1ec9 c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 thanh to\u00e1n m\u00e0 c\u00f2n mang l\u1ea1i gi\u00e1 tr\u1ecb chi\u1ebfn l\u01b0\u1ee3c l\u00e2u d\u00e0i cho doanh nghi\u1ec7p B2B, t\u1eeb ti\u1ebft ki\u1ec7m chi ph\u00ed \u0111\u1ebfn x\u00e2y d\u1ef1ng quan h\u1ec7 \u0111\u1ed1i t\u00e1c m\u1ea1nh m\u1ebd.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66b60af e-flex e-con-boxed e-con e-parent\" data-id=\"66b60af\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-840ac1a e-con-full e-flex e-con e-child\" data-id=\"840ac1a\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9bd07a elementor-widget elementor-widget-heading\" data-id=\"b9bd07a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Example Of RTP Implementation<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f05e3d elementor-widget elementor-widget-text-editor\" data-id=\"0f05e3d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 m\u1ed9t v\u00ed d\u1ee5 th\u1ef1c t\u1ebf v\u1ec1 vi\u1ec7c \u00e1p d\u1ee5ng thanh to\u00e1n th\u1eddi gian th\u1ef1c. <\/span><a href=\"https:\/\/www.kyriba.com\/resource\/hunt-companies-early-adopter-strategy-for-real-time-payments-sees-immediate-cost-and-efficiency-gains\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Hunt Companies<\/span><\/a><span style=\"font-weight: 400;\">, l\u00e0 c\u00f4ng ty \u0111i \u0111\u1ea7u trong phong tr\u00e0o thanh to\u00e1n th\u1eddi gian th\u1ef1c (RTP) t\u1ea1i Hoa K\u1ef3. Tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n \u00e1p d\u1ee5ng thanh to\u00e1n th\u1eddi gian th\u1ef1c, Hunt Companies \u0111\u00e3 \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c th\u00e1ch th\u1ee9c:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u1ed1i l\u01b0\u1ee3ng thanh to\u00e1n x\u1eed l\u00fd h\u00e0ng th\u00e1ng d\u1eabn \u0111\u1ebfn ph\u00ed ng\u00e2n h\u00e0ng \u0111\u00e1ng k\u1ec3.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ed1n th\u1eddi gian x\u1eed l\u00fd c\u00e1c giao d\u1ecbch chuy\u1ec3n kho\u1ea3n kh\u00f4ng th\u00e0nh c\u00f4ng. (V\u00e0i ng\u00e0y cho m\u1ed9t giao d\u1ecbch).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ebfu kh\u1ea3 n\u0103ng hi\u1ec3n th\u1ecb tr\u1ea1ng th\u00e1i thanh to\u00e1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c kho\u1ea3n thanh to\u00e1n b\u1ecb t\u1eeb ch\u1ed1i.<\/span><\/li><\/ul><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">K\u1ebft qu\u1ea3 t\u00edch c\u1ef1c r\u00f5 r\u1ec7t sau khi \u00e1p d\u1ee5ng RTP:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea3m ph\u00ed ng\u00e2n h\u00e0ng t\u1eeb m\u1ee9c trung b\u00ecnh l\u00e0 6 \u0111\u00f4 la cho m\u1ed9t l\u1ea7n chuy\u1ec3n kho\u1ea3n xu\u1ed1ng c\u00f2n d\u01b0\u1edbi 1 \u0111\u00f4 la cho RTP.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">S\u1ed1 gi\u1edd l\u00e0m vi\u1ec7c hi\u1ec7u qu\u1ea3 t\u0103ng l\u00ean m\u1ed7i th\u00e1ng nh\u1edd nh\u00f3m t\u00e0i ch\u00ednh c\u1ee7a Hunt kh\u00f4ng c\u00f2n ph\u1ea3i nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t h\u00e0nh l\u1ea1i c\u00e1c kho\u1ea3n thanh to\u00e1n chuy\u1ec3n kho\u1ea3n kh\u00f4ng th\u00e0nh c\u00f4ng.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Ch\u1ec9 trong v\u00f2ng ba th\u00e1ng, c\u00f4ng ty \u0111\u00e3 ch\u1ee9ng ki\u1ebfn \u200b\u200bs\u1ed1 l\u01b0\u1ee3ng thanh to\u00e1n s\u1eed d\u1ee5ng RTP t\u0103ng 375% theo th\u00e1ng.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59df703 e-flex e-con-boxed e-con e-parent\" data-id=\"59df703\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14119a6 e-con-full e-flex e-con e-child\" data-id=\"14119a6\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-141c713 elementor-widget elementor-widget-heading\" data-id=\"141c713\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Integrating RTP With AP Automation Platforms<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-480bf69 elementor-widget elementor-widget-heading\" data-id=\"480bf69\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">X\u1eed l\u00fd h\u00f3a \u0111\u01a1n t\u1ef1 \u0111\u1ed9ng<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f82eb14 elementor-widget elementor-widget-text-editor\" data-id=\"f82eb14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<span style=\"font-weight: 400;\">Vi\u1ec7c t\u00edch h\u1ee3p RTP v\u00e0o quy tr\u00ecnh AP gi\u00fap <\/span><a style=\"color: #009b4a;text-decoration:underline;\" target=\"_blank\" rel=\"noopener\"href=\"https:\/\/afusion.ai\/vi\/ap-automation-unleashed-iautobot-ai-agent-delivers-success-as-a-service\/\"><span style=\"font-weight: 400;\">t\u1ef1 \u0111\u1ed9ng h\u00f3a AP<\/span><\/a><span style=\"font-weight: 400;\"> , gi\u1ea3m thi\u1ec3u sai s\u00f3t v\u00e0 ti\u1ebft ki\u1ec7m th\u1eddi gian. C\u00e1c c\u00f4ng c\u1ee5 t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00f3 th\u1ec3 nhanh ch\u00f3ng x\u00e1c nh\u1eadn v\u00e0 ghi nh\u1eadn h\u00f3a \u0111\u01a1n, gi\u00fap t\u0103ng t\u1ed1c thanh to\u00e1n v\u00e0 c\u1ea3i thi\u1ec7n d\u00f2ng ti\u1ec1n ngay l\u1eadp t\u1ee9c. \u0110i\u1ec1u n\u00e0y t\u1ea1o thu\u1eadn l\u1ee3i cho doanh nghi\u1ec7p trong vi\u1ec7c duy tr\u00ec s\u1ef1 linh ho\u1ea1t t\u00e0i ch\u00ednh v\u00e0 t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh thanh to\u00e1n.<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fb031d elementor-widget elementor-widget-heading\" data-id=\"5fb031d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">C\u00e1c bi\u1ec7n ph\u00e1p an ninh \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b83f05 elementor-widget elementor-widget-text-editor\" data-id=\"8b83f05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">K\u1ebft h\u1ee3p RTP v\u1edbi t\u1ef1 \u0111\u1ed9ng h\u00f3a AP n\u00e2ng cao b\u1ea3o m\u1eadt th\u00f4ng qua m\u00e3 h\u00f3a v\u00e0 x\u00e1c th\u1ef1c c\u00e1c giao d\u1ecbch. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 ng\u0103n ng\u1eeba c\u00e1c r\u1ee7i ro gian l\u1eadn m\u00e0 c\u00f2n \u0111\u1ea3m b\u1ea3o tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh t\u00e0i ch\u00ednh, b\u1ea3o v\u1ec7 th\u00f4ng tin quan tr\u1ecdng c\u1ee7a doanh nghi\u1ec7p. C\u00e1c t\u00ednh n\u0103ng b\u1ea3o m\u1eadt n\u00e0y t\u1ea1o ra m\u1ed9t m\u00f4i tr\u01b0\u1eddng t\u00e0i ch\u00ednh an to\u00e0n v\u00e0 tin c\u1eady h\u01a1n.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-151e778 elementor-widget elementor-widget-heading\" data-id=\"151e778\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">C\u1ea3i thi\u1ec7n quy tr\u00ecnh \u0111\u1ed1i chi\u1ebfu\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02d09d3 elementor-widget elementor-widget-text-editor\" data-id=\"02d09d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">V\u1edbi RTP, quy tr\u00ecnh \u0111\u1ed1i chi\u1ebfu trong AP tr\u1edf n\u00ean nhanh ch\u00f3ng v\u00e0 ch\u00ednh x\u00e1c h\u01a1n nh\u1edd kh\u1ea3 n\u0103ng ghi nh\u1eadn giao d\u1ecbch t\u1ee9c th\u1eddi. Vi\u1ec7c t\u1ef1 \u0111\u1ed9ng h\u00f3a \u0111\u1ed1i chi\u1ebfu gi\u00fap gi\u1ea3m thi\u1ec3u c\u00f4ng vi\u1ec7c th\u1ee7 c\u00f4ng, \u0111\u1ed3ng th\u1eddi t\u0103ng c\u01b0\u1eddng t\u00ednh ch\u00ednh x\u00e1c v\u00e0 minh b\u1ea1ch trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh. \u0110i\u1ec1u n\u00e0y mang l\u1ea1i l\u1ee3i \u00edch l\u00e2u d\u00e0i trong vi\u1ec7c duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 h\u1ed7 tr\u1ee3 c\u00e1c quy\u1ebft \u0111\u1ecbnh chi\u1ebfn l\u01b0\u1ee3c.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01e5ec2 elementor-widget elementor-widget-heading\" data-id=\"01e5ec2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">T\u01b0\u01a1ng lai c\u1ee7a thanh to\u00e1n doanh nghi\u1ec7p: X\u1eed l\u00fd giao d\u1ecbch th\u1eddi gian th\u1ef1c<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b42f65 elementor-widget elementor-widget-text-editor\" data-id=\"2b42f65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<span style=\"font-weight: 400;\">T\u01b0\u01a1ng lai c\u1ee7a thanh to\u00e1n doanh nghi\u1ec7p ch\u1eafc ch\u1eafn s\u1ebd xoay quanh vi\u1ec7c x\u1eed l\u00fd giao d\u1ecbch theo th\u1eddi gian th\u1ef1c. RTP trong quy tr\u00ecnh C\u00f4ng n\u1ee3 ph\u1ea3i tr\u1ea3 (AP) kh\u00f4ng ch\u1ec9 l\u00e0 xu h\u01b0\u1edbng t\u1ea1m th\u1eddi, m\u00e0 l\u00e0 b\u01b0\u1edbc ph\u00e1t tri\u1ec3n ti\u1ebfp theo trong c\u00e1ch th\u1ee9c th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh.<\/span>\n\n<span style=\"font-weight: 400;\">\n<\/span><a style=\"color: #009b4a;text-decoration:underline;\" target=\"_blank\" rel=\"noopener\"href=\"https:\/\/afusion.ai\/vi\/\"><span style=\"font-weight: 400; color: #009b4a;\">AFusion<\/span><\/a><span style=\"font-weight: 400;\"> cung c\u1ea5p gi\u1ea3i ph\u00e1p t\u1ef1 \u0111\u1ed9ng h\u00f3a to\u00e0n di\u1ec7n, h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p t\u00edch h\u1ee3p thanh to\u00e1n theo th\u1eddi gian th\u1ef1c (RTP) v\u00e0o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. V\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, AFusion mang \u0111\u1ebfn n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a c\u00e1c quy tr\u00ecnh thanh to\u00e1n v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh. <a style=\"color: #009b4a;text-decoration:underline;\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/afusion.ai\/vi\/contact-us\/\">Li\u00ean h\u1ec7!<\/a><\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Real Time Payments (RTP) Impacts Accounts Payable (AP) The evolution of real time payments (RTP) represents a major shift in business financial processes, especially in Accounts Payable (AP). RTP not only offers the benefit of instant payment, but also enhances transparency, accuracy, and efficiency in cash flow management. As companies increasingly adopt RTP over traditional<br \/><a class=\"moretag\" href=\"https:\/\/afusion.ai\/vi\/real-time-payments-rtp-impacts-account-payables-process-ap\/\">+ Read More<\/a><\/p>","protected":false},"author":1,"featured_media":5387,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[36,51,38,52,53],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Real Time Payments (RTP) Impacts Account Payables Process (AP) - afusion<\/title>\n<meta name=\"description\" content=\"The rise of real-time payments (RTP) is creating a major shift in corporate finance processes, especially in the Accounts Payable (AP) space. 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